This page lists bookkeeping and accounting firms that serve home-service and trades businesses such as HVAC, plumbing, electrical, roofing, landscaping, and general contracting in Tampa, FL. Each entry summarizes the firm based on its own website, and notes when a firm serves the area remotely rather than from a local office.
Firms listed: 4.
Little Financial #
Website: https://www.little-financial.com
Little Financial is an accounting, bookkeeping, and fractional CFO practice focused on home service and contractor businesses. According to its website, the firm lists its location as Brandon, Florida, which is a community in the Tampa metro area. The firm is presented here in connection with the Tampa area on the basis of that Brandon location and its stated focus on serving home service businesses. The site emphasizes giving trades and home service owners financial confidence through what it describes as live, integrated accounting and CFO-level guidance.
The firm’s stated mission, according to the site, is to give trades and home service owners financial clarity. It contrasts its approach with what it describes as typical accounting problems: financials that arrive weeks late, disconnected systems that make collections, payroll, and payments inefficient, and reports that provide numbers without guidance on how to improve cash flow or fix problems. The site states the firm has supported 67 home service businesses and references a Net Promoter Score described as 9.5 or higher for customer satisfaction. These figures are presented as the firm’s own claims.
Little Financial describes its core approach across several areas. Real-Time Accounting is described as automating bookkeeping, reconciling accounts continuously, and updating numbers daily so owners have a current view of cash, profit, and payroll. Strategic Financial Guidance is presented as ongoing CFO-style support covering cash flow planning, KPI dashboards, and growth budgeting without the cost of a full-time CFO. Streamlined Financial Operations involves integrating accounting, payroll, invoicing, and payments into one process to reduce errors and administrative time. The firm also describes tailored industry solutions, stating that it works with businesses such as pressure washers, pool professionals, and landscapers.
The firm states that it focuses on home service businesses rather than serving every type of company. According to the site, the industries it serves include home services, construction, and real estate firms. For home services, it lists monthly bookkeeping and accounting, budgeting and cash flow forecasting, and tax strategies and compliance. For construction, it lists bookkeeping and project accounting, budgeting and cash flow forecasting, and tax strategies and compliance. For real estate firms, it lists real estate bookkeeping and accounting, cost allocation, budgeting and variance work, portfolio investment strategy advice, and real estate tax planning and compliance services.
A dedicated page addresses accounting for home service businesses in more detail. The site states that running an HVAC, plumbing, roofing, or landscaping business involves late payments, unpredictable cash flow, and tax challenges, and it identifies key financial issues such as seasonal cash flow fluctuations, late client payments, payroll and tax compliance for employees and contractors, and tracking job expenses for deductions and profitability. The firm states it has developed specialized services for cleaning businesses, handyman and home repair businesses, home improvement and remodeling contractors, HVAC, plumbing and electrical services, pest control businesses, and landscaping businesses. This wide range of trades underscores the firm’s home-service and contractor focus.
The site outlines its home service offerings in four groupings. Accounting and Bookkeeping covers customized bookkeeping for job-based services, revenue and expense tracking, monthly financial statements and performance reports, and profitability insights by service or location. Payroll, Tax and Compliance covers payroll for employees and 1099 contractors, sales tax compliance across states, quarterly estimated tax payments and annual filings, and expense categorization for deductions such as tools, vehicles, and uniforms. CFO Services covers fractional CFO support, budgeting and forecasting, cash flow forecasting for seasonality, KPI dashboards, and business structure and compliance guidance. The fourth grouping covers automation and technology optimization, including setup and integration with tools such as Jobber and Housecall Pro, QuickBooks and Xero setup, cleanup and support, automated reporting, invoicing and payment tracking, and integration with payment platforms.
The website lists the firm’s location as Brandon, Florida, USA, and the email Info@little-financial.com. No phone number appears in the captured source text, so none is listed here. The site does not provide further detail such as founding year or owner names, and this listing reflects only what is published on the firm’s website. For home service and contractor businesses in the Tampa and Brandon area, Little Financial presents an accounting, bookkeeping, and fractional CFO practice built specifically around the trades.
Tide and Ledger LLC #
Website: https://tideandledger.com
Phone: (727) 205-5022
Tide and Ledger LLC is a bookkeeping and financial management practice based in Tampa Bay, Florida, serving growing businesses in the Tampa area and beyond. According to its website, the firm is run by founders Andrew and Cassie Murphy in Tampa, FL, and it serves clients across Tampa, Clearwater, St. Petersburg, Brandon, Riverview, Lutz, Wesley Chapel, New Port Richey, and the surrounding Pasco, Hillsborough, and Pinellas County areas. The site states that the firm meets local clients in person and also provides remote bookkeeping across Florida and nationwide, summarizing its approach with the line that “bookkeeping is numbers, not geography.”
The site describes the practice as bookkeeping and financial management for growing businesses, and it frames the common client situation around invoices piling up, tax season becoming a scramble, and owners not having a clear picture of where their cash stands. The firm positions itself as a team that keeps books clean every week and shows owners what the numbers mean for their next decision. It offers a free 30-minute call to review a prospective client’s current books and explain what it would take to get them in order, and states it will tell a business honestly if it is not a good fit.
Tide and Ledger organizes its work into three main service areas. Weekly Bookkeeping includes transaction categorization and coding, bank and credit card reconciliation, accounts payable tracking and vendor bill management, accounts receivable tracking and follow-up, payroll processing and payroll tax filings, monthly financial statements delivered by the 15th of each month, and a year-end package prepared for the client’s CPA. The site notes that the firm connects to bank accounts and QuickBooks through secure, read-only integrations and provides weekly updates with a monthly financial package.
The second area, Managerial Accounting, builds on clean books to interpret the numbers. It includes profitability analysis by service line, project, or department; cash flow forecasting and runway projections; budget versus actual reporting with variance analysis; break-even analysis for hiring, equipment, or expansion decisions; and custom KPI dashboards. The firm notes this service requires clean books as a foundation and includes a monthly financial review call. The third area, Back-Office Support, includes chart of accounts restructuring, vendor management and bill pay coordination, process documentation and cleanup, accounts receivable collections follow-up, and financial system integrations and automation. The firm also offers QuickBooks services, including new QuickBooks Online setup, migration from QuickBooks Desktop to Online, cleanup and restructuring of existing files, integrations, and training.
The firm states that Cassie Murphy holds Advanced QuickBooks Online ProAdvisor, QuickBooks Payroll, and QuickBooks Online Accountant certifications, and describes the practice as Certified QuickBooks ProAdvisors. Andrew Murphy is described as bringing project management experience from enterprise IT consulting and an MBA in strategic finance. The firm presents itself as a dedicated team rather than a single freelancer.
Tide and Ledger states that its clients run service companies, professional firms, and owner-operated businesses across Tampa Bay. It specifically names contractors and trades, including construction, HVAC, plumbing, electrical, and roofing, alongside professional services and agencies such as healthcare practices, marketing agencies, and consultants, as well as franchise owners and owner-operated businesses. Its industry pages include bookkeeping for contractors, HVAC companies, plumbing companies, electrical contractors, roofing companies, and franchise owners in Tampa Bay, indicating a clear focus on home-service and trades businesses among its client base.
The website describes a process that begins with a free call, followed by setting up or cleaning up the client’s QuickBooks and structuring the chart of accounts, and then weekly book updates with monthly reporting. It outlines a typical first three months covering book cleanup, reporting implementation, and improved cash flow understanding. The site features numerous Google reviews from clients.
The website lists the phone number (727) 205-5022, the email andrew@tideandledger.com, and identifies the firm with Tampa Bay, FL. This listing reflects only the information published on the firm’s website. For growing businesses in Tampa and the surrounding area, including contractors and trades, Tide and Ledger LLC presents a locally based bookkeeping and financial management practice that also supports clients remotely.
Contractor In Charge #
Website: https://contractorincharge.com
Phone: 813-303-1060
Contractor In Charge is an operational support and accounting provider built for home service contractors, and according to its website it serves clients as a support partner rather than from a conventional local office. The site describes the firm as an operational support partner for HVAC, plumbing, electrical, and all home service businesses, providing 24/7 call coverage, lead conversion, business and software optimization, and full-service bookkeeping, accounting, and fractional CFO-level financial support without the client adding internal staff. Because the firm’s model is built around remote call handling and outsourced back-office support delivered to contractors generally, this listing presents it as a remote provider available to businesses in the Tampa area rather than a firm with a dedicated local Tampa office.
The website frames the contractor’s problem around lost revenue from missed calls, poor lead follow-up, and weak financial visibility. On call handling, the site states that industry research shows many home service companies miss a substantial portion of inbound calls, often more than 25%, and that customers who do not reach a live person frequently move on to a competitor, which it describes as translating into lost business over time. On lead management, the firm states that leads go cold before anyone follows up, that customers book with faster competitors, and that inbound calls, form fills, and online leads can slip through the cracks without a clear system to track contact.
A central part of the firm’s offering is accounting and bookkeeping for contractors. The site describes what it calls “The Bookkeeping Nightmare,” stating that many contractors lack a clear picture of their true profitability and that delayed, incomplete, or inaccurate financial data leads to decisions made on instinct rather than facts. According to the site, poor bookkeeping can result in jobs priced without a clear understanding of labor, overhead, or true margins; a lack of understanding of the tax situation for estimated payments; and cash flow issues that make it difficult to cover payroll, materials, or growth investments. The firm presents timely, accurate financial insight as necessary for scaling confidently and protecting long-term profitability.
The website lists a broad set of services. In the accounting, bookkeeping, and fractional CFO category, these include full-service bookkeeping for home services, fractional CFO services for home services, QuickBooks Online services, QuickBooks Desktop to Online conversions, business systems and software optimization, pricebook membership and inventory optimization, accounting and field service management (FSM) integration, ServiceTitan implementation and optimization, and FSM software optimization. The firm also lists call center and lead services, including 24/7 live agent call center services, outbound scheduling and follow-up for home service contractors, inbound call handling and appointment booking, after-hours and emergency call handling, AI digital lead management, lead conversion and booking optimization, and paid lead channel management. Additional categories on the site include bookkeeping, admin services, and a partner marketplace.
The firm’s focus on home-service trades is consistent throughout the site. It repeatedly identifies HVAC, plumbing, and electrical contractors as its core audience, describing controller-level bookkeeping and call booking built exclusively for these businesses. The site addresses the way contractors use platforms such as ServiceTitan, Housecall Pro, and QuickBooks, stating that the software itself is not the problem but rather how it is used, and that without the right workflows, integrations, and oversight these systems can create friction. Examples it cites include leads that do not move cleanly from first call to booked job, invoices and payments that do not match field activity, financial reports that do not reflect real performance, and owners spending hours inside systems they do not trust.
The website invites prospective clients to schedule a discovery call and offers what it describes as a free ROI analysis. The phone number listed on the site is 813-303-1060. Beyond the details above, the captured source does not provide information such as a street address, founding year, or owner names, and this listing reflects only the information published on the firm’s website. For HVAC, plumbing, electrical, and other home service contractors in the Tampa area, Contractor In Charge presents a remote operational support and bookkeeping provider that combines call handling, software optimization, and full-service accounting and fractional CFO support.
Level Accounting & Advisory #
Website: https://levelaccountingfirm.com
Phone: (508) 563-2218
One of the points Level Accounting & Advisory makes most directly on its website is that a contractor’s accountant does not have to be down the road. The firm operates from Vero Beach, Florida, at 333 17th Street, Suite B, Vero Beach, FL 32960, and says it works with contractors in 46 states, handling monthly calls, document sharing, and reporting remotely. A Tampa-area contractor would therefore be served from that Vero Beach base rather than from a Tampa office. The firm is also explicit about where it draws the line: it does not take clients in California, New York, Oregon, or Hawaii because of those states’ tax rules, and it prefers businesses operating in no more than two states.
The firm positions itself as construction-specialized rather than general, and that framing shapes how it talks about its work. It points to construction-specific exposures, including 1099 rules, workers compensation audits, retention billing, and work-in-progress reporting, that it says generalist accountants do not deal with on a regular basis. The contractors and home-service businesses it names span general contractors and roofing, HVAC, plumbing, electrical, concrete, pool, fencing, deck, and hardscape work. As supporting claims published on its own site, the firm states it has been in business for nearly 20 years, that 98% of its clients are in the trades, and that it holds a 5.0 rating across 98 Google reviews; it also says it was named 2026 Accounting Firm of the Year by the Professional Association of Small Business Accountants (PASBA) for its construction-specialized service.
The fit, by the firm’s own account, is narrow at both ends. It targets contractors with annual revenues between $1 million and $15 million and says plainly that businesses under $500,000 in revenue may not be ready for it. Pricing is stated as $1,500 to $6,500 per month for contractor accounting, with the average contractor paying roughly $2,500 per month, described as about 3% of gross revenue. Before monthly work begins, the site notes a one-time foundation fee of $5,000 to $35,000 to clean up existing books, migrate data, and set up the system. Service is sold in three tiers, Operational, Tactical, and Strategic, ascending through more reporting, dashboards, and strategic sessions.
What clients get for that fee covers several functions under one firm. Bookkeeping is described as monthly books with clean reports and bank reconciliation. Tax strategy and planning is presented as semi-annual strategy sessions included in every package, and tax returns covers both business and personal filings. Payroll runs through Gusto, with the firm saying it verifies that quarterly filings are actually submitted. The firm also prepares and files 1099s, handles workers compensation and general liability audit preparation, and provides growth and advisory work such as financial dashboards and KPIs. A separate JobTread and QuickBooks Online integration is offered at $495 per month; the firm is clear that it does not perform job costing itself, which it characterizes as project management rather than accounting.
Getting started follows a defined sequence. The firm describes a 30-minute discovery call, then a deep dive into the prospective client’s bookkeeping and prior tax returns, then a custom proposal, and finally onboarding with a dedicated team pulled from what the site calls more than eight construction-trained accountants. The website also carries contractor testimonials and features its founder, Erin, in content about accounting for the trades.
Contact details published on the site are the phone number (508) 563-2218, the email info@levelaccounting.com, and the Vero Beach address noted above. Everything here reflects only what the firm publishes about itself. For a Tampa contractor or trades business looking for specialized, full-service accounting delivered remotely, Level Accounting & Advisory presents a construction-focused firm serving clients nationwide from its Vero Beach base.