This page lists bookkeeping and accounting firms that serve home-service and trades businesses such as HVAC, plumbing, electrical, roofing, landscaping, and general contracting in Miami, FL. Each entry summarizes the firm based on its own website, and notes when a firm serves the area remotely rather than from a local office.
Firms listed: 3.
Whittmarsh Tax & Accounting #
Website: https://www.whittmarsh.com
Phone: (305) 790-5604
Whittmarsh Tax & Accounting is a tax, bookkeeping, and accounting firm serving Miami, Florida and the surrounding communities. According to its website, the firm lists a location at 19790 W Dixie Hwy Suite 401, Miami, Florida 33180, and describes itself as providing bookkeeping services, tax accounting, and outsourced accounting for Miami-based small businesses. The site also lists service areas across nearby communities including Aventura, Boca Raton, Cooper City, Coral Gables, Cutler Bay, Davie, Delray Beach, Doral, Fort Lauderdale, Hollywood, Kendall, Miami Springs, North Miami, Palmetto Bay, Pinecrest, Pompano Beach, and Surfside.
The firm’s website emphasizes work with real estate investors and small businesses. It states that the firm helps real estate investors lower their taxes and grow their portfolios, and it raises the question of whether a client’s CPA specializes in real estate, noting that real estate investors have access to particular tax deductions and incentives. Alongside this, the firm describes itself as handling tax, bookkeeping, and accounting needs for business owners generally, with a stated focus on lowering taxes, saving clients time, and keeping them compliant.
Whittmarsh presents its core offering as an outsourced accounting service intended to run year-round rather than only at tax time. According to the site, this service includes cleaning up and catching up existing bookkeeping, performing an in-depth tax reduction analysis, building a comprehensive tax reduction plan, performing ongoing monthly bookkeeping and accounting, setting up and running payroll, paying in taxes throughout the year to avoid year-end surprises, providing monthly or quarterly reports and dashboards, meeting before year-end for major decisions, closing out the financial year, and preparing and filing both personal and business tax returns. The firm describes serving as an outsourced CFO through the year as part of this model.
The website lists individual service areas including individual tax return preparation, tax reduction planning, outsourced CFO services, payroll services, bookkeeping services, and business tax return preparation. The firm states that it focuses on business owners and, in one section, says it declines individual-only tax return work in order to engage more deeply with business clients, though it notes it also serves high-net-worth individuals seeking tax reduction planning. The site references entity structure guidance, including help deciding among C-Corp, S-Corp, LLC, or Partnership structures, and discusses S-Corp setup and conversion for Florida and New York based businesses, including the use of Form 2553 and Form 1120S.
A dedicated section of the site addresses construction contractors. The firm describes construction bookkeeping services in Miami, including job costing, progress billing, retainage tracking, and tax optimization for general contractors and specialty trades. It outlines job-costing systems that track labor, materials, equipment, and subcontractor costs; progress billing and collection management including lien waiver processing; and construction-specific tax strategies such as Section 179 deductions, bonus depreciation, completed-contract versus percentage-of-completion methods, and entity structure planning. This indicates that the firm explicitly serves construction and trades businesses in addition to real estate investors and other small businesses.
On pricing, the firm states in one section that for roughly $800 to $2,500 a month it can perform the work a full-time bookkeeper might accomplish while also providing tax reduction planning. The site references the figure that clients save on average around eight hours of staff time each week. These figures are presented as the firm’s own descriptions of its service and value. The website also features several customer video testimonials and notes a focus on what it calls pristine financial statements, timely bookkeeping, and audit-ready taxes.
The website lists the phone number (305) 790-5604 and repeatedly identifies the firm with the Miami area. Beyond the details above, the site does not provide information such as founding year, owner names, or total client counts, and this listing reflects only the information published on the firm’s website. For Miami-area small businesses, real estate investors, and construction contractors, Whittmarsh Tax & Accounting presents a locally based outsourced accounting and tax practice with year-round bookkeeping, payroll, and tax planning.
Level Accounting & Advisory #
Website: https://levelaccountingfirm.com
Phone: (508) 563-2218
Level Accounting & Advisory is a construction-specialized, full-service accounting firm that serves contractors remotely rather than from a Miami office. According to its website, the firm is based in Vero Beach, Florida, at 333 17th Street, Suite B, Vero Beach, FL 32960, and works with contractors nationwide across 46 states. For a business in the Miami area, the firm would provide its services remotely from its Vero Beach base; the site states plainly that a client’s accountant does not need to be local and that monthly calls, document sharing, and reporting all work remotely. The firm notes it does not serve clients in California, New York, Oregon, or Hawaii due to those states’ tax rules, and it focuses on businesses operating in no more than two states.
The site describes the firm as offering full-service accounting for contractors, including bookkeeping, taxes, payroll, 1099 filing, and tax strategy. It states the firm has been in business for nearly 20 years, that 98% of its clients are in the trades, and references a 5.0 rating across 98 Google reviews. The firm also states it was named 2026 Accounting Firm of the Year by the Professional Association of Small Business Accountants (PASBA) for its construction-specialized service. These figures and the award are presented as claims made on the firm’s own website.
Level’s services are described across several areas. Bookkeeping is presented as monthly books with clean reports and bank reconciliation. Tax strategy and planning is described as semi-annual strategy sessions included in every package. Tax returns covers both business and personal filings. Payroll is administered through Gusto, with the firm stating it verifies that quarterly filings are submitted. The firm also handles 1099 preparation and filing, workers compensation and general liability audit preparation, and growth and advisory services such as financial dashboards and KPIs. It offers a JobTread and QuickBooks Online integration, which the site states is priced at $495 per month, while noting that the firm does not perform job costing itself, describing that as project management work.
The firm states it serves contractors and home-service businesses across a range of trades, specifically naming general contractors, roofing, HVAC, plumbing, electrical, concrete, pool, fencing, decks, and hardscape contractors. This trades and contractor focus is central to how the firm presents itself, and it emphasizes construction-specific issues such as 1099 rules, workers comp audits, retention billing, and work-in-progress reporting that it says generalist accountants may not handle regularly.
On pricing, the site states that contractor accounting runs $1,500 to $6,500 per month, with the average contractor paying about $2,500 per month, described as roughly 3% of gross revenue. It also notes a one-time foundation fee ranging from $5,000 to $35,000 to clean up existing books, migrate data, and set up the system before monthly services begin. The firm describes three service tiers, Operational, Tactical, and Strategic, with increasing levels of reporting, dashboards, and strategic sessions. It states that it targets contractors with annual revenues between $1 million and $15 million and is upfront that businesses under $500,000 in revenue may not be the right fit.
The firm describes an onboarding process that begins with a 30-minute discovery call, followed by a deep dive into the client’s bookkeeping and prior tax returns, a custom proposal, and then onboarding with a dedicated team drawn from what the site describes as more than eight construction-trained accountants. The website includes contractor testimonials and references its founder, Erin, in connection with content about contractor accounting.
The website lists the phone number (508) 563-2218, the email info@levelaccounting.com, and the Vero Beach, Florida address noted above. This listing reflects only the information published on the firm’s website. For Miami-area contractors and trades businesses seeking specialized, full-service accounting delivered remotely, Level Accounting & Advisory presents a construction-focused firm serving clients nationwide from its Vero Beach base.
Tide and Ledger LLC #
Website: https://tideandledger.com
Phone: (727) 205-5022
Tide and Ledger LLC is a bookkeeping and financial management practice that serves businesses remotely rather than from a Miami office. According to its website, the firm is based in Tampa Bay, Florida, and its founders are listed as Andrew and Cassie Murphy in Tampa, FL. For a business in the Miami area, the firm would provide its services remotely; the site states that it meets local clients in person in the Tampa Bay area and also serves businesses remotely across Florida and nationwide, noting that “bookkeeping is numbers, not geography.” This listing therefore presents Tide and Ledger as a remote provider available to Miami-area clients, not as a firm with a local Miami presence.
The site describes the practice as bookkeeping and financial management for growing businesses. It frames the typical client problem around invoices piling up, tax season becoming a scramble, and owners not knowing where their cash stands, and it positions the firm as a team that keeps books clean every week and explains what the numbers mean. The firm offers a free 30-minute call to review a prospective client’s current books and explain what it would take to get them in order, and the site states it will tell a business honestly if it is not a good fit.
Tide and Ledger organizes its work into three main service areas. Weekly Bookkeeping includes transaction categorization and coding, bank and credit card reconciliation, accounts payable tracking and vendor bill management, accounts receivable tracking and follow-up, payroll processing and payroll tax filings, monthly financial statements delivered by the 15th of each month, and a year-end package prepared for the client’s CPA. The site notes that the firm connects to bank accounts and QuickBooks through secure, read-only integrations and provides weekly updates and a monthly financial package.
The second area, Managerial Accounting, is described as building on clean books to show what the numbers mean. It includes profitability analysis by service line, project, or department; cash flow forecasting and runway projections; budget versus actual reporting with variance analysis; break-even analysis for hiring, equipment, or expansion decisions; and custom KPI dashboards. The site notes this service requires clean books as a foundation and includes a monthly financial review call. The third area, Back-Office Support, includes chart of accounts restructuring, vendor management and bill pay coordination, process documentation and cleanup, accounts receivable collections follow-up, and financial system integrations and automation. The firm also offers QuickBooks services, including new QuickBooks Online setup, migration from QuickBooks Desktop to Online, cleanup and restructuring of existing files, integrations, and training.
The firm states that Cassie Murphy holds Advanced QuickBooks Online ProAdvisor, QuickBooks Payroll, and QuickBooks Online Accountant certifications, and describes the practice as Certified QuickBooks ProAdvisors. Andrew Murphy is described as bringing project management experience from enterprise IT consulting and an MBA in strategic finance. The firm presents itself as a dedicated team rather than a single freelancer.
Tide and Ledger states that its clients include service companies, professional firms, and owner-operated businesses. The site specifically names contractors and trades, including construction, HVAC, plumbing, electrical, and roofing, along with professional services and agencies such as healthcare practices, marketing agencies, and consultants, as well as franchise owners and owner-operated businesses. Its industry pages include bookkeeping for contractors, HVAC companies, plumbing companies, electrical contractors, roofing companies, and franchise owners, indicating a clear focus on home-service and trades businesses among its client base.
The website describes a process that starts with a free call, followed by setting up or cleaning up the client’s QuickBooks and structuring the chart of accounts, and then weekly book updates with monthly reporting. It outlines a typical first three months covering cleanup, reporting implementation, and improved cash flow understanding. The site features numerous Google reviews from clients.
The website lists the phone number (727) 205-5022, the email andrew@tideandledger.com, and identifies the firm with Tampa Bay, FL and remote or nationwide service. This listing reflects only the information published on the firm’s website. For Miami-area growing businesses, including contractors and trades, Tide and Ledger LLC presents a remote bookkeeping and financial management option delivered from its Tampa Bay base.